False. Every skin tone can develop skin cancer, and in darker skin it's often found later — so checks matter for everyone.
No. A tan is a sign of UV damage, not protection.
UV passes through clouds and reflects off water, sand and snow. Daily protection is best.
UV is the biggest factor, but family history and having many moles also raise risk — and some melanomas appear on rarely-exposed skin.
Most early skin cancers are painless. Changes in appearance matter more than pain.